Who Controls Value in an AI-Powered Treasury Economy

Finextra is hosting a webinar ahead of Sibos to examine how artificial intelligence, real-time and cross-border payments, tokenisation and programmable money could change where value and control sit in corporate treasury and the wider enterprise.

The event will bring together payments and treasury specialists to discuss how treasury functions can expand beyond operational tasks to support liquidity management, risk oversight and business decision-making as payment flows become faster and more connected.

Panelists will consider how open APIs and faster payment rails provide near real-time account and transaction data, how machine learning models are being used for short-term forecasting, anomaly detection and liquidity planning, and how tokenisation and programmable money can enable conditional disbursements and automated settlement while creating questions about standards and interoperability.

Speakers include Deepa Sinha, SVP and Head of Payments and Financial Crimes at BAFT; Ed Barrie, co-founder and chief product officer at Treasury 4, Inc; and Suzhen Zheng, senior product manager for global payments solutions at HSBC. Scott Hamilton, global payments and liquidity expert and contributing editor at Finextra, will moderate the discussion.

The panel will address differences in market adoption and risk perception. In the United States many corporate treasuries still view instant payments as limited-use tools with potential risks to cash control. Experience in the UK and Europe shows wider integration of instant rails into routine treasury operations, which drives demand for improved visibility, reconciliation and governance.

Discussion will include progress on cross-border corridors and efforts to improve interoperability among banks, fintechs and new infrastructures to create more efficient routes for moving funds across markets and jurisdictions.

Operational resilience topics will cover cybersecurity, fraud prevention, third-party dependencies and supply chain disruption. The panel will examine how organisations can preserve oversight, auditability and continuity when adopting APIs, AI tools and token-based payments.

Sessions will also consider how richer data and predictive analytics can feed enterprise planning, hedging strategies and working capital management, and the practical steps treasury teams need to update processes, governance and systems for faster settlement and fuller remittance information.

The debate will reflect the ongoing rollout of instant payment systems, industry efforts to smooth cross-border transfers, and investments by banks and fintechs in API connectivity and AI capabilities.