Sibos preview: Who controls value in AI-driven finance?

Finextra will host an online webinar ahead of the Sibos conference to examine how artificial intelligence, tokenisation and real-time cross-border payments are changing treasury and payments functions and which organisations capture value in the corporate economy.

The session will bring together payments and treasury experts to discuss operational and strategic changes as money moves instantly across borders and payment infrastructure evolves. Panellists will consider how application programming interfaces, interoperability and tokenisation are creating new rails for payments, and how AI-driven forecasting and automation can affect liquidity planning, risk management and enterprise decision-making.

Speakers listed for the webinar include Deepa Sinha, SVP and Head of Payments and Financial Crimes at BAFT; Ed Barrie, co-founder and chief product officer of Treasury 4, Inc; and Suzhen Zheng, senior product manager for global payments solutions at HSBC. Scott Hamilton, global payments and liquidity expert and contributing editor at Finextra, will moderate.

The webinar will address how treasury teams must review assumptions about transaction choice, settlement speed and cash control as instant payments increase. Many US treasury teams still treat faster payments as an occasional channel with higher perceived risk, while experience in the UK and Europe shows wider use cases and trade-offs. The discussion will cover changes to processes, visibility and governance needed when payments and remittance details can arrive in real time.

Technologies on the agenda include APIs that provide real-time data access, tokenisation and programmable money that can carry business logic, and AI tools for predictive analytics. Panelists will examine how these technologies can support more accurate cash forecasting and faster operational decisions, and how treasury functions may test intelligent automation across payments and liquidity management.

Speakers will also address operational and security risks linked to faster, more connected payment flows. Topics include cybersecurity, fraud prevention, third-party dependencies and supply chain disruption. The discussion will consider oversight, controls and auditability required as organisations adopt new payment technologies.

The webinar will cover governance for AI models and automated outcomes, including model validation, data quality and assigning responsibility for automated decisions in treasury and payments processes. Interoperability between banks, corporates and fintechs will be examined as a practical enabler for cross-border transfers that involve multiple networks and jurisdictions.

Background for the session includes ongoing industry efforts to improve cross-border payments efficiency and recent advances in payment infrastructures that support instant settlement and richer remittance information. The panel will consider how treasury leaders might broaden their remit beyond traditional cash management to support enterprise objectives such as growth, resilience and faster, data-driven responses to market events.