Sibos preview: Who controls value in an AI-driven economy?

Finextra will host an online webinar ahead of Sibos in which treasury and payments specialists will examine who controls value in an AI-driven economy. The session will focus on AI, tokenisation, programmable money, real-time and cross-border payments, and governance for treasury teams.

The event brings together Deepa Sinha, SVP and Head of Payments and Financial Crimes at BAFT; Ed Barrie, co-founder and chief product officer of Treasury 4, Inc; and Suzhen Zheng, senior product manager for global payments solutions at HSBC. Scott Hamilton, a global payments and liquidity expert, will moderate.

Speakers will consider how treasury operations must change when payments settle faster and new digital forms of value move across ledgers. Topics include adapting processes, improving visibility and tightening controls as transaction speed and data requirements shift.

Panelists will examine how real-time payments affect transaction choice, intraday liquidity and reconciliation. The session will compare adoption patterns across markets and discuss what treasury procedures need updating to maintain oversight when payments and remittance data arrive instantly.

Technology trends on the agenda include API connectivity and the use of AI for forecasting, liquidity planning and risk management. The discussion will cover the move from data collection to producing timely, actionable insights and the use of intelligent automation and predictive analytics to manage higher transaction volumes and more variable cash flows.

Interoperability and cross-border efficiency will be discussed in relation to links between banks, corporates and fintechs. Panelists will identify technical and governance requirements for standards, consortia and connections between networks and jurisdictions that enable smoother international transfers.

Tokenisation and programmable money will be examined for their operational and legal implications. Topics include how tokenised claims and embedded rules affect settlement finality, operational processes and the legal framework governing value transfer across chains and ledgers.

Risk and resilience issues will be part of the programme. The panel will address board-level concerns such as cybersecurity, fraud prevention, third‑party dependencies and supply chain interruptions, and outline approaches to retain visibility and control while adopting faster or more programmable payment methods.

AI governance will feature in the discussion. Speakers will cover responsibilities for model outputs, approaches to model validation, handling model failures, and the need for controls on data quality, model transparency and ongoing monitoring when machine learning tools support treasury decision-making.

Practical measures for treasury teams will be presented. These include updating processes for instant settlement, designing liquidity buffers for faster payment environments, establishing data flows that preserve remittance detail, and setting contractual and technical safeguards when relying on external providers and platforms.

The webinar will explore how these developments affect treasury strategy, operations and risk management ahead of Sibos.