MoonPay launches headless onramps for one-tap crypto buys

MoonPay announced Headless Onramps, an API-based crypto checkout available to partners now. The service enables one-tap Apple Pay, Google Pay and card purchases inside wallets, exchanges and apps in more than 100 countries, including the United States and the European Economic Area. Early launch partners include Moonshot, Bitcoin.com, Bread and Trust Wallet.

The product replaces MoonPay’s hosted onramp widget, which opened a checkout flow hosted and branded by MoonPay. Headless Onramps integrates through an API so partners can build a white-labeled checkout inside their own interfaces while keeping their existing user experience.

When a user is already verified, Apple Pay purchases can be completed with a single tap inside a partner app without redirects or repeated authentication. New customers go through a lightweight in-app onboarding flow; after verification, later purchases use the stored credentials to reduce friction. The platform supports Google Pay and card payments and handles the payment rails on behalf of partners.

MoonPay will manage compliance, identity verification and the technical connections to payment networks in the background. The company takes responsibility for regulatory checks so partners do not need to operate those systems themselves.

The API design gives developers control over branding and the checkout experience while outsourcing transaction processing and regulatory tasks to MoonPay. That differs from the hosted widget, where the checkout interface and branding were provided by MoonPay rather than the partner.

Onramps let users buy cryptocurrency with fiat payments such as cards and digital wallets. Reducing redirects and repeated authentication shortens the steps between selecting an asset and completing a purchase and keeps users inside a single app during the process.