Mastercard launches Advanced B2B Analytics platform

Mastercard has launched Advanced B2B Analytics, an analytics product for business-to-business clients that aggregates payment and transaction data to help companies monitor cash flow, analyze supplier and buyer behavior and improve reconciliation.

The platform combines transaction-level signals from Mastercard’s global payments network with client-uploaded financial and operational data to generate reports and visual dashboards. Users can view trends in payment timing, flag remittance exceptions and compare performance against industry benchmarks.

The company will distribute the solution through its commercial sales teams and technology partners. Clients can access the offering via application programming interfaces and a web-based portal. Mastercard said the service can integrate with enterprise resource planning and treasury management systems so analytics appear alongside accounting and cash-management workflows.

Mastercard uses aggregation and anonymization methods to protect consumer and company privacy while enabling cross-client benchmarking. The firm noted compliance with applicable data protection and security standards and said customers retain control over their own data and permissions for sharing with third parties.

Advanced B2B Analytics is aimed at speeding reconciliation between payments and receivables, surfacing late or partial payments, monitoring supplier concentration and flagging outlier transactions for investigation. The analytics include historical trend analysis and near-term forecasting to support liquidity and working-capital planning for treasurers and procurement teams.

Potential users include corporate finance teams seeking to reduce days sales outstanding, banks that provide receivables and working-capital financing, commercial card issuers and firms operating procurement or supplier management programs. Mastercard said the product expands its offerings in B2B payments and data services that connect payment rails, card programs and data-driven tools for commercial clients.

Pricing was not disclosed. The company said it will work with early adopters to refine reporting templates and metadata mappings so the solution aligns with different industries’ invoicing and payment practices.